Packing just one extra thing can give you peace of mind on your travels.

•  Plane tickets? Check.

•  Passport? Check.

•  Selfie stick? Check.

Now that you’ve got the essentials ready for your trip, there is something else you should think about: travel insurance. If you have already spent a pretty penny on airfare, accommodations, and everything else, we understand that you may be reluctant to shell out a little more. But that’s precisely why travel insurance is worth the expense. Let’s see what could happen on (or even before) your journey and how travel insurance can come to your rescue.

You can’t go

Many people make travel plans months in advance, and between the time everything is arranged and the date of departure, a hundred different things could occur. Say you or someone you plan to travel with gets sick. What happens if there is some sort of an emergency with your home or business? If you are unable to go, all the money you’ve already spent could be thrown away. Even if the cancellation has nothing to do with you – worker strikes, for example – travel insurance will cover non-refundable deposits and any penalties you may face.

You have to go home early

Just as unforeseen things can happen before you go, they most definitely can take place during your trip. If your vacation gets interrupted by a natural disaster, mechanical problems – such as on a cruise ship –travel insurance can cover the resulting expenses.

You get sick or injured

One of the worst fears of travelers is experiencing some sort of medical emergency in a foreign country, especially if a lot of the people there do not speak English. It is possible that your health insurance will cover some of these costs, but travel insurance gives you an extra layer of protection that will help reduce any out-of-pocket expenses.

You arrived fine, but your bags didn’t

While lost luggage isn’t as big a problem as it used to be, it still happens often (especially if travelers have to make a connection). And if you have ever stared at that baggage carousel until it was empty, you know how horrible the feeling is. While your homeowner’s or renter’s policy might cover lost or damaged luggage, you may want to get travel insurance, so you’ll have extra protection. This policy will also cover you in the event your bags are stolen.

You don’t make it back

This one’s pretty morbid and probably not something you want to think about before you take off, but people do die while traveling. If you don’t have life insurance, you can get a travel insurance policy that will give your heirs a payout if you were to die. It will also cover the expenses of transporting you back to the U.S.

Travel insurance can help you have the trip of a lifetime

Because most of us get so few vacation days every year, it’s important that we make the most of them. If you are planning a big trip this summer, you’ll want to make sure to take care of everything, so the only thing to worry about is having fun and creating life-long memories. Avante Insurance can help you do that with travel insurance. To learn how we can keep you protected while you travel, call us at 305-648-7070 or just fill out our online contact form.