How You Can Protect Your Business Against Fires


How You Can Protect Your Business Against Fires on

Extinguish the danger that could result in disaster

A fire in your business can not only be dangerous to you and your staff, but also end up costing you tens of thousands of dollars in damages and loss of business. Having adequate insurance coverage will protect you in the event that a fire occurs, but there are certain steps you can take to protect your business against fires.

1. Determine your risk of fire

Take a look around your office and assess your risks. Is your building cluttered? Are there many boxes and papers stacked up on the floor or in doorways? These types of things can be a hazard in the event that there is a fire both because they can easily become ignited and because they can inhibit people from escaping the building. Remove any clutter and go through papers to see what can be shredded or put into a fireproof safe.

2. Have an electrical inspection

Make it a point to have your business inspected on a regular basis to ensure that your electrical system is safe and up to code. Look for things like frayed cords, overloaded outlets and have a professional check that your wiring is not faulty. These situations can cause an electrical fire which can be disastrous to your business.

3. Install and maintain smoke detectors

No business should be without smoke detectors so if you don’t already have them, do this right away. If you do have them, make sure that if they are hard-wired, working properly and loud enough to be heard by everyone in the building. Also, make sure that you have enough detectors installed for the size of your building. Some smoke alarms can be hard-wired so that they can be immediately routed to an agency that will alert authorities in an emergency.

4. Equip your building with fire extinguishers

You should have several fire extinguishers onsite both inside and outside your building. Make sure that employees know where they are and how to use them and be sure they are not expired. If you are able, install overhead sprinklers that will be activated in the event of a fire, these devices will help put a fire out quickly and can prevent it from spreading.

5. Have fire drills

It may seem silly, but holding regular fire drills is an important way to protect your business. When an emergency happens, people often panic and when this happens it becomes an even more dangerous situation. Make a plan as far as how and where each person should evacuate the building, discuss what steps should be taken in the event of a fire and practice your evacuation procedure on a regular basis.

Having a fire in your business can be a terrifying experience. Even if it occurs during a time when no one is in the building, it can wreak havoc on your company, damage equipment, destroy inventory and result in loss of property. Beyond your business liability policy, take these steps to protect your company and help prevent a fire from happening in the first place. If you are in need of insurance coverage for fires or for any other business needs, please give us a call and we’d be happy to guide you on the right solutions.